Preheat oven to 400ºF.
Grease a 10 inch round baking dish with cooking spray (a square baking dish or pie pan would also work).
In a large bowl, toss together pears, apples, whole wheat flour, cinnamon, nutmeg, and ginger. Spread in prepared pan.
In the same bowl, stir together oats, Steviva Blend, chia, cinnamon, and nutmeg. If desired, stir in almonds.
Cut butter into small chunks, then use a pastry blender or two knives to cut butter into the oat mixture until it is evenly distributed in tiny pieces.
Sprinkle over fruit.
Bake for 35-40 minutes, until topping is golden brown and crispy.
Allow to cool for 10 minutes, then serve with some vanilla yogurt, ice cream, or whipped cream, if desired.
Serving Size 1 serving
* Percent Daily Values are based on a 2,000 calorie diet. Your daily value may be higher or lower depending on your calorie needs.